Rates
Conforming loan limit: $417,000.
View Jumbo Loan Rates
If your rate is higher than in the chart below, you could save thousands... and you will have NO CLOSING COSTS. Not only no points, but also no appraisal fees, title insurance costs, credit report fees, recording fees, underwriting fees, or survey costs and no prepayment penalty.
ABSOLUTELY NO CLOSING COSTS
Below is a sample assuming various loan amounts and programs. When your new principle and interest payment drops, you will begin to save the very first month.
|
|
Loan
Balance |
Interest
Rate |
Monthly
Payment |
Closing
Costs |
| $200,000 |
3.250% |
$870.41 |
$0 |
| $300,000 |
3.125% |
$1285.13 |
$0 |
| $417,000 |
3.000% |
$1758.09 |
$0 |
|
|
|
Loan
Balance |
Interest
Rate |
Monthly
Payment |
Closing
Costs |
| $200,000 |
3.625% |
$912.10 |
$0 |
| $300,000 |
3.500% |
$1347.13 |
$0 |
| $417,000 |
3.375% |
$1843.54 |
$0 |
|
|
|
Loan
Balance |
Interest
Rate |
Monthly
Payment |
Closing
Costs |
| $200,000 |
3.375% |
$1417.52 |
$0 |
| $300,000 |
3.250% |
$2108.00 |
$0 |
| $417,000 |
3.250% |
$2930.13 |
$0 |
|
|
|
Loan
Balance |
Interest
Rate |
Monthly
Payment |
Closing
Costs |
| $200,000 |
3.875% |
$1198.83 |
$0 |
| $300,000 |
3.750% |
$1778.66 |
$0 |
| $417,000 |
3.750% |
$2472.34 |
$0 |
|
|
|
Loan
Balance |
Interest
Rate |
Monthly
Payment |
Closing
Costs |
| $200,000 |
4.125% |
$969.30 |
$0 |
| $300,000 |
4.125%
|
$1453.95 |
$0 |
| $417,000 |
3.990% |
$1988.42 |
$0 |
|
Note: The loan balances shown above are assuming a 30 year term (except for the 15 & 20 year fixed), 75% Loan to Value and a 15 day interest adjustment. The ARM contract interest rate and monthly payment applies only during the initial contract period and are subject to change. The 5 Year ARM has a maximum increase of 2% the first adjustment period, a maximum increase or decrease of 2% each adjustment period thereafter, a maximum life cap of 6% and APR of 3.089%. The 7 Year ARM has a maximum increase of 5% the first adjustment period, a maximum increase or decrease of 2% each adjustment period thereafter, a maximum life cap of 5% and APR of 3.287%. All programs assume an escrow account for taxes and insurance and have no pre-payment penalty. Certain restrictions apply. Rates as of 7/3/15 and can change without notice.
Because there are truly no closing costs, nothing is rolled into your mortgage balance. Please contact our experienced staff to discuss your mortgage needs, your options, and to answer your questions.
Rates 
